Build. Integrate. Scale. — for companies whose systems have to work.

Factoring & Lending

Lending money is the easy part. The ledger is where it goes wrong

Invoice factoring, working capital and lending products live or die on the accuracy of the ledger underneath them. We build the advance, repayment and reconciliation infrastructure, and the integrations that let you underwrite from real data instead of a PDF.

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What it looks like now

Advances, fees and repayments tracked across spreadsheets and a general ledger that disagree
Underwriting decisions made on documents rather than live accounting or bank data
No reliable way to age a debtor book or spot concentration risk in time
Reconciliation is a manual month-end exercise nobody trusts
Client and broker portals bolted on, with no shared source of truth

What we build

Double-entry ledgers for advances, fees, repayments and reserves
Automated reconciliation against bank and payment provider data
Open banking and accounting integrations feeding underwriting decisions
Debtor and facility management with exposure and concentration reporting
Client, broker and internal portals reading from one ledger
Document extraction from invoices and statements, with review before anything is advanced

At a glance